Budget...Why Do We Think That Is A Four Letter Word?!?

My husband was able to attend a christian financial planning seminar, I had hoped to go, but we ended up having a small son sick with allergies and fever... I was so looking forward to the session.

"Conquering Debt God's Way" by Bruce Hammons
http://www.conqueringdebt.com/

His web site is pretty good, but I got to tell you that his booklet is powerful.

My DH and I both committed to his 'Declaration of War On Debt'

We, the undersigned, choose this day to declare war on debt by making a
solemn vow to God, regarding our future financial direction.

We do not take this lightly. We understand that, "It is better
that you should not vow than that you should vow an not pay." (Ecclesiastes 5:5)
Yet, we choose to make the following vow in order to formally and publicly
declare war on debt. From this day forward, we resolve to:

• No longer accept just getting by from paycheck to paycheck
• Make rapid debt elimination our primary financial objective.
• Commit ourselves without reservation to CONQUERING DEBT GOD'S WAY.
  We will apply every step of action that pertains to our circumstances with
  complete follow through.
• Attack debt with a passion.

We believe that God may choose to miraculously cancel our
debts. However, we also realize that it took time to get into debt and it
will most likely take time to get out of debt. Whether by miracle or by
"dogged determination," we will be debt free!

Signature _________________and ______________Date_________

We completed this commitment on November 12, 2007